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Business startup cost desk

Business startup costs, built around the business you actually want to run

Model equipment, vehicles, employees, insurance, marketing, working capital, and state LLC fees. Then turn the estimate into a formation and compliance plan.

Not sure what to start?

Explore business ideas inside this startup directory

Use budget, location, staffing, overhead, and regulatory filters to narrow the same business models listed below.

01Most Profitable Small Businesses: 20 Models to Compare

Compare small-business models with recurring revenue, pricing control, and manageable overhead—plus the costs and risks that affect real profit.

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02Businesses You Can Start With $1,000

Business ideas whose lean planning estimate can fit near $1,000 when the owner already has essential equipment and keeps fixed costs low.

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03Businesses You Can Start With $5,000

Compare service, online, creative, and route businesses with a lean startup path at or below roughly $5,000.

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04Businesses You Can Start With $10,000

Explore business models with a structured lean launch estimate at or below $10,000 and compare monthly overhead and licensing complexity.

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Explore all business-idea filters

40 launch guides

Find the business you want to build

40 guides

Home servicesmoderate liability

Cleaning business

Residential or commercial cleaning with equipment, insurance, transportation, and working-capital planning.

Startup range
$650-$18,000
Typical monthly
$180-$5,200
Open cost guide
Home serviceshigher liability

Pressure-washing business

Exterior cleaning with equipment, vehicle, property-damage, chemical, and seasonal cash-flow planning.

Startup range
$1,800-$32,000
Typical monthly
$260-$6,200
Open cost guide
Home servicesmoderate liability

Lawn-care business

Recurring mowing and yard maintenance with vehicle, equipment, fuel, and seasonal reserve planning.

Startup range
$1,400-$28,000
Typical monthly
$260-$6,200
Open cost guide
Home serviceshigher liability

Landscaping business

Lawn maintenance or full-service landscape work with trucks, trailers, tools, crews, storage, and seasonal cash needs.

Startup range
$2,500-$65,000
Typical monthly
$450-$12,500
Open cost guide
Home serviceshigher liability

Handyman business

Repair and maintenance work with tools, vehicle, insurance, materials, and highly variable contractor rules.

Startup range
$1,100-$26,000
Typical monthly
$250-$5,700
Open cost guide
Home serviceshigher liability

Painting business

Interior or exterior painting with ladders, sprayers, vehicles, insurance, materials, and crew planning.

Startup range
$1,200-$29,000
Typical monthly
$280-$6,500
Open cost guide
Home serviceshigher liability

Junk-removal business

Hauling service with truck or trailer, disposal fees, insurance, labor, and route economics.

Startup range
$2,600-$48,000
Typical monthly
$700-$12,000
Open cost guide
Home serviceshigher liability

Moving company

Local moving with vehicle, labor, cargo protection, licensing, insurance, and claims reserves.

Startup range
$4,500-$90,000
Typical monthly
$1,300-$26,000
Open cost guide
Property serviceshigher liability

Property-management company

Tenant, vendor, rent, inspection, and compliance operations with software, insurance, and state licensing questions.

Startup range
$2,200-$36,000
Typical monthly
$450-$8,500
Open cost guide
Professional servicesmoderate liability

Consulting business

Expert services with a lean home-office option, contracts, professional insurance, software, and client acquisition.

Startup range
$500-$18,000
Typical monthly
$120-$4,800
Open cost guide
Professional servicesmoderate liability

Bookkeeping business

Financial-record services with secure software, professional insurance, contracts, and data-protection planning.

Startup range
$700-$19,000
Typical monthly
$160-$4,500
Open cost guide
Online businessmoderate liability

Digital-marketing agency

Client marketing services with software, contractors, contracts, media-spend controls, and recurring delivery capacity.

Startup range
$700-$24,000
Typical monthly
$240-$7,200
Open cost guide
Online businessmoderate liability

Web-design business

Project-based website work with hardware, software, contracts, hosting boundaries, and client acquisition.

Startup range
$500-$18,000
Typical monthly
$120-$4,200
Open cost guide
Education and creativemoderate liability

Photography business

Client photography with cameras, lenses, lighting, editing, insurance, contracts, travel, and storage.

Startup range
$1,200-$30,000
Typical monthly
$180-$4,800
Open cost guide
Online businessmoderate liability

Ecommerce business

Online product sales with inventory, platform, payments, shipping, returns, tax registration, and acquisition costs.

Startup range
$900-$45,000
Typical monthly
$250-$9,500
Open cost guide
Education and creativemoderate liability

Tutoring business

One-to-one or group instruction with curriculum, technology, screening, insurance, location, and student-safety planning.

Startup range
$350-$14,000
Typical monthly
$80-$3,200
Open cost guide
Professional servicesmoderate liability

Notary business

Commission-based document service with state fees, bond or insurance, journal, supplies, travel, and optional signing-agent training.

Startup range
$250-$8,500
Typical monthly
$60-$2,200
Open cost guide
Online businesslower liability

Virtual-assistant business

Remote administrative services with secure tools, contracts, professional insurance, and a lean home-office setup.

Startup range
$300-$12,000
Typical monthly
$80-$3,000
Open cost guide
Retail and facilitiesmoderate liability

Laundromat

Self-service laundry planning with machines, utility capacity, leasehold work, payment systems, and repair reserves.

Startup range
$75,000-$750,000
Typical monthly
$6,500-$65,000
Open cost guide
Care and educationhigher liability

Daycare business

Child-care launch planning with licensing, staffing ratios, facility safety, insurance, and enrollment ramp-up.

Startup range
$10,000-$450,000
Typical monthly
$5,000-$160,000
Open cost guide
Food and hospitalityhigher liability

Food truck business

Mobile food-service planning with vehicle, commissary, kitchen equipment, health permits, inventory, and route economics.

Startup range
$45,000-$300,000
Typical monthly
$8,000-$80,000
Open cost guide
Tradeshigher liability

HVAC business

Heating and cooling contracting with licensing, tools, service vehicles, refrigerant compliance, inventory, and payroll.

Startup range
$12,000-$240,000
Typical monthly
$3,500-$95,000
Open cost guide
Beauty and wellnessmoderate liability

Nail salon

Salon planning with licensed professionals, ventilation, stations, sanitation, leasehold work, and appointment capacity.

Startup range
$12,000-$260,000
Typical monthly
$3,500-$70,000
Open cost guide
Food and hospitalityhigher liability

Bakery business

Retail or production bakery planning with ovens, kitchen buildout, food permits, inventory, labor, and waste control.

Startup range
$5,000-$350,000
Typical monthly
$2,500-$90,000
Open cost guide
Retail and facilitieshigher liability

Car wash business

Fixed-site vehicle washing with land or lease, water systems, equipment, environmental review, and maintenance reserves.

Startup range
$180,000-$4,500,000
Typical monthly
$12,000-$240,000
Open cost guide
Beauty and wellnesshigher liability

Gym business

Fitness-facility planning with leasehold work, equipment, member acquisition, staffing, insurance, and presale runway.

Startup range
$35,000-$900,000
Typical monthly
$9,000-$180,000
Open cost guide
Food and hospitalityhigher liability

Catering business

Event food-service planning with licensed kitchen access, transport, equipment, staffing, deposits, and food safety.

Startup range
$8,000-$220,000
Typical monthly
$3,500-$75,000
Open cost guide
Retail and facilitiesmoderate liability

Vending machine business

Automated retail planning with machines, location agreements, inventory, payment hardware, route service, and permits.

Startup range
$2,500-$90,000
Typical monthly
$500-$22,000
Open cost guide
Beauty and wellnessmoderate liability

Hair salon

Salon planning with licensed practitioners, chairs, plumbing, leasehold work, inventory, and chair-rental or payroll models.

Startup range
$10,000-$300,000
Typical monthly
$3,000-$85,000
Open cost guide
Tradeshigher liability

Plumbing business

Licensed plumbing contracting with service vehicles, tools, parts, permits, insurance, bonds, and technician payroll.

Startup range
$15,000-$280,000
Typical monthly
$4,000-$100,000
Open cost guide
Retail and facilitiesmoderate liability

Florist business

Floral retail and event planning with refrigeration, perishable inventory, delivery, design labor, and seasonal cash flow.

Startup range
$6,000-$190,000
Typical monthly
$2,500-$60,000
Open cost guide
Beauty and wellnessmoderate liability

Massage therapy business

Licensed bodywork planning with treatment space, professional liability, linens, booking, and practitioner capacity.

Startup range
$3,500-$140,000
Typical monthly
$1,200-$42,000
Open cost guide
Home serviceshigher liability

Pest control business

Regulated pest management with applicator credentials, vehicles, chemicals, safety equipment, insurance, and route density.

Startup range
$12,000-$230,000
Typical monthly
$3,500-$85,000
Open cost guide
Home serviceshigher liability

Pool cleaning business

Recurring pool service with route vehicles, water testing, chemicals, repair scope, insurance, and seasonal demand.

Startup range
$5,000-$110,000
Typical monthly
$1,800-$48,000
Open cost guide
Beauty and wellnessmoderate liability

Barber shop

Barbershop planning with licensed practitioners, chairs, leasehold work, sanitation, payroll or booth rental, and client ramp-up.

Startup range
$10,000-$240,000
Typical monthly
$3,000-$65,000
Open cost guide
Food and hospitalityhigher liability

Coffee shop

Café planning with espresso equipment, food-service buildout, lease, labor, inventory, throughput, and working capital.

Startup range
$45,000-$650,000
Typical monthly
$12,000-$150,000
Open cost guide
Food and hospitalityhigher liability

Restaurant business

Full-service food operation planning with site, kitchen, permits, labor, inventory, technology, and opening runway.

Startup range
$120,000-$1,800,000
Typical monthly
$35,000-$500,000
Open cost guide
Home serviceshigher liability

Tree service business

High-risk arboricultural work with trucks, chippers, climbing systems, licensing, insurance, crews, and equipment maintenance.

Startup range
$25,000-$600,000
Typical monthly
$7,000-$160,000
Open cost guide

Lower-cost starting points

Businesses that can start lean

Sorted by the typical editorial planning estimate, not by profitability or guaranteed outcomes.

01Notary business

Commission-based document service with state fees, bond or insurance, journal, supplies, travel, and optional signing-agent training.

$250-$8,500
02Virtual-assistant business

Remote administrative services with secure tools, contracts, professional insurance, and a lean home-office setup.

$300-$12,000
03Tutoring business

One-to-one or group instruction with curriculum, technology, screening, insurance, location, and student-safety planning.

$350-$14,000
04Social-media-management business

Client content and account management with software, contracts, security, production, and approval workflows.

$450-$16,000

Connected planning

The estimate is the start of the decision

A useful budget should lead to the right next question: how to structure the business, what the state charges, which permissions apply, and what must happen after formation.

Startup cost FAQ

Questions first-time owners ask

What counts as a startup cost?

We separate one-time setup, recurring operating expenses, state LLC fees, and working capital. Each business guide shows the included records and assumptions.

Are the estimates exact?

No. Equipment condition, location, business model, insurance quotes, and local requirements vary. Ranges are more honest and editable than a single number.

Does every business need an LLC?

No. Each guide explains when a sole proprietorship may be reasonable for a small test and when risk, contracts, workers, or customer expectations may make an LLC more useful.

Which state pages are available?

The initial state rollout covers Texas, Florida, California, New York, and Georgia for cleaning, pressure washing, landscaping, handyman, and consulting businesses.

Where do state filing fees come from?

They use the same state calculator records as the rest of this website. The startup section does not maintain a second fee table.